The purpose of this study was to examine the usefulness of financial ratios as predictors of household insolvency. Financial ratios were developed for 1,934 households using data from the Survey of Consumer Finances. Two statistical methods---logistic regression and a classification tree...

Despite growth in the numbers of self-employed workers, there is little research on the retirement planning behavior of this group. The purpose of this study was to identify characteristics of self-employed workers and determine factors that lead to increased savings for retirement. Findings...

The study examined factors associated with the amount of defined contribution retirement funds using the 1992 Survey of Consumer Finances. Couples with larger amounts of income and smaller amount of nonfinancial assets had larger amounts of defined contribution funds. Also, the funds increased...

The purpose of the study was to examine factors related to retirement preparation of older and younger cohorts of thebaby boomers using a criterion of having investment assets greater than 25% of net worth. Using the 1989 Survey of Consumer Finances, logit analyses showed that being white and...