The paper examines whether banks’ funding structure amplifies procyclicality. Using data for GCC banks for the period … 1996-2009, the evidence suggests that banks with higher wholesale dependence cut back lending by a greater amount. In …

This paper studies the role of government-owned banks in the event of financial crises. The study takes an empirical … perspective focusing on bank lending. We compare the lending responses across government-owned and private banks to financial … crises using the balance sheet information of 764 major banks headquartered in 50 countries over the period of 1994 …

show that banks that devote more resources to monitoring (based on these proxies) are more profit efficient and the effect …

The present study investigates theoretically the lending responses of government-owned and private banks in the event … of unexpected financial shocks. Our model predicts that public banks provide more loans to the real sector during times … of crisis, compared to private banks which cut down on lending and increase liquidity holdings. We put forth three …

Thanks to the recent banking crises interest has grown in banks and how they operate. In the past, the empirical and … institutional market micro-structure of the operation of banks had not been a primary focus for investigations by researchers, which … is why they are not well covered in the literature. One neglected detail is the banks' function as the creators and …

Over many decades, numerous cross-country studies and policy papers have argued that banks are not interested in … lending to small and medium-sized enterprises (SMEs). In recent years, the visible transformation in the way that many banks … the Turkish banking sector. The findings of this research reveal that in Turkey, the large banks are not only allocating a …

We investigate whether excess control rights of ultimate owners in pyramids affect banks׳ capital ratio adjustments …. When control and cash flow rights are identical, to boost capital ratios banks issue equity without cutting lending …. However, when control rights exceed cash flow rights, instead of issuing equity, banks downsize by reducing lending. Such a …