Koomson, Isaac; Annim, Samuel Kobina; Peprah, James Atta - Volkswirtschaftliche Fakultät, … - 2014
problem. This study analyses the effect of household income and savings on loan refusal and the intensity of loan refusal in … income and savings inversely relate to loan refusal and the intensity of loan refusal at their respective significance levels …. It is also shown that low-income and low-savings households are more likely to be discouraged from loan applications than …
