At present, the method used to establish causation in negligence is ill-suited to the factual situations with which it has to deal. Currently, the causal inquiry conducted by the courts is binary in its nature in that it can support only two possible conclusions; a finding of liability or a...

Most people in rural Africa do not have bank accounts. In this paper, we combine experimental and survey evidence from Western Kenya to document some of the supply and demand factors behind such low levels of financial inclusion. Our experiment had two parts. In the first part, we waived the...