The current debate on the possible procyclicality of the new Basel Accord pays little attention to the procyclicality …

the bank.s lending cycle that results in an easing of credit standards. This easing of standards may be compounded by …Stylised facts suggest that bank lending behaviour is highly procyclical. We offer a new hypothesis that may help … individual US banks over the period 1980-2000. We employ over 200,000 observations on commercial loan growth measured at the bank …

procyclicality. Lending fluctuates with the business cycle too, but appears to be driven by demand rather than by supply factors such … interaction between business cycles and banks over the past two decades for 26 industrial countries. As expected, profits appear … credit losses rise when the cycle falls, but less so when net income of banks is relatively high, which reduces …

procyclicality. Lending fluctuates with the business cycle too, but appears to be driven by demand rather than by supply factors such … interaction between business cycles and banks over the past two decades for 26 industrial countries. As expected, profits appear … credit losses rise when the cycle falls, but less so when net income of banks is relatively high, which reduces …

assistance on bank risk taking. Bailed-out banks initiate riskier loans and shift assets toward riskier securities after … undetected by regulatory capital ratios, which indicate improved capitalization at bailed-out banks. Consequently, these banks … to controlling for credit demand and account for selection of TARP recipients by exploiting banks׳ geography …

Abstract: Banking crises involve periods of persistently low credit and economic growth. Banks’ balance sheets are then …

banks in 15 countries. Banks below the ratio need to increase stable sources of funding and to reduce assets requiring … 40% of their year-end 2009 values. Universal banks with diversified funding sources and high trading assets are penalized …