refers to constraining impacts on farm credit through policy action or inaction. To present the ideas the author discusses …/methodology/approach – The paper is developed as a narrative on agricultural credit policies based largely on existing literature. Findings … – This paper argues that the various critiques of rural credit policy in favor of free market principles have generally not …

additional constraint faced by them in accessing the credit. Design/methodology/approach – For the estimation purpose …, multivariate logit regression is used, taking borrowing any credit as dependent variable. Findings – Results indicate that women … lack easier access to formal credit and the socio-economic, cultural background of the family significantly impact …

Purpose – The purpose of this paper is to examine women farmers' access to credit from rural banks (RBs) in the Upper … East region of Ghana. The paper examines the nature of credit supply by the RBs to their customers and the proportion that … influencing women farmers' access to credit from financial institutions in general and rural banks (RBs) in particular. The paper …

Purpose – Like other developing countries, Rwandan rural credit market is repressed, shallow, segmented, inefficient … credit and savings facilities on sustainable and non-exploitative terms albeit of financial imprudence stemming from poor … credit repayment records. Thus, the purpose of this paper is to examine the factors contributing to credit repayment …

Any action or activity, in general, is a risk generator, whether it takes place in the present or in the future …. Banking activity, by its very nature, cannot disregard the risk factor. Banks giving loans take risks that are caused either …

in a debtor-creditor partnership. The credit market is seen from the perspective of principal-agent theory and the … channels of risk between the financial sector and the real sector are judged from the financial accelerator perspective. …

use by reducing household risk and credit constraints. Given the large scale of both migration and remittances, getting an … relationship between migration, remittances and agricultural technology. The credit and risk hypotheses are tested using data from … remittances is found. The risk and credit hypotheses are then tested with two-stage and three-stage analyses, in order to address …

credit. The optimal consumer decision represents the trade-off between the propensity to search for beneficial insurance or … consumer credit, and marginal savings on insurance policy or consumer credit. Under price dispersion the indirect utility … function takes the form of cubic parabola, where the risk aversion behavior ends at the saddle point of the comprehensive …