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Previous studies mostly focus on bank performance, but few studies have effectively investigated how efficiency is … reduced as banks expand credit card or cash card issuances. This study seeks to investigate how bank's relaxations of card … issuance and credit revolvers reduce bank efficiency during card insolvency crisis in the Taiwanese banking industry. The …
Persistent link: https://www.econbiz.de/10011213236
Debtors’ prisons have been commonplace throughout history, including in the United States. While imprisonment for debt no doubt elicited some repayment by benefactors of the debtor, we argue that its primary function was to deter default in the first place by giving borrowers an incentive to...
Persistent link: https://www.econbiz.de/10010594580
This paper studies the characteristics of credit card holders in Malaysia and distinguishes between convenience users and revolvers. A Tobit model with binary selection and ordinal treatment is developed to accommodate the data feature that debts are incurred only among card holders and the...
Persistent link: https://www.econbiz.de/10010616589
suggest, concentration of bank branches and point of sales (POS) terminals at the locality also are relevant in such decision …
Persistent link: https://www.econbiz.de/10008616856
Scientific fraud is a pervasive phenomenon with deleterious consequences, as it leads to false scientific knowledge … the research and publication process that ana- lyzes why scientists commit fraud and how fraud can be detected and …
Persistent link: https://www.econbiz.de/10005087145
Mexican gas stations across the country buy and sell gasoline at regulated common prices. Therefore, authorities that set these prices do not take into account competition conditions of each market. In this paper we establish the effect of a regulated mark-up price as well as competition on the...
Persistent link: https://www.econbiz.de/10009325563
federal laws and provisions to different forms of misconduct, including consumer fraud, deception, bribery, embezzlement, etc …
Persistent link: https://www.econbiz.de/10005836183
Frauds can be explained not only in terms of individual willingness to cheat, but may also be driven by opportunities to behave dishonestly. The audit policy should therefore be different for different categories of agents. This paper focuses on the optimal audit policy when there are two...
Persistent link: https://www.econbiz.de/10005412503
The book Battling Corruption in America’s Public Schools by Segal (2004) is well written, easy to read, very interesting and provocative, and offers to the reader a wealth of detailed information of corrupt cases in the system of public schooling as well as an overview of corrupt practices...
Persistent link: https://www.econbiz.de/10005620100
According to international auditing standards, fraud is an intentionally action realised by one or more persons as …
Persistent link: https://www.econbiz.de/10010781493