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banking, financial markets and regulation. …
Persistent link: https://www.econbiz.de/10011070913
Lorsque des économies d’échelle et de gamme sont simultanément présentes, le regroupement des établissements tend à réduire les coûts. De nombreuses études empiriques ont déjà établi qu’au-delà d’une certaine taille, les coûts des banques tendent à devenir proportionnels. Il...
Persistent link: https://www.econbiz.de/10005467343
In the 1990s the banks established in the Italian South have reduced their cost-income ratios and improved their ability to screen customers, increasing profitability. The spread between the loan rates in the South and North has narrowed substantially. Taking into account differences in the size...
Persistent link: https://www.econbiz.de/10010854294
provide some interesting contrasts to previous studies. In examining the effects of relationship banking on deviations from … industry leverage norms, we find that a close banking relationship is related to a lower leverage, even after controlling for … industry medians, and also that firms with a closer primary banking relationship adhere more closely to industry norms. Counter …
Persistent link: https://www.econbiz.de/10010790617
importance in ensuring the appropriate financing decisions are made. This paper examines the link between the banking … which the banking relationship constrains performance suggests that there is no significant difference between more and less …
Persistent link: https://www.econbiz.de/10010790620
This paper examines how banking market concentration affects small business credit. Based on an idea that line …/C balances. We also find that small firms in concentrated banking markets have lower overall institutional debt-to-asset ratios. …
Persistent link: https://www.econbiz.de/10010790707
This study examines the expectations that both small business firms and bankers have regarding the bank selection process. The purpose of the study is to determine whether or not bankers understand the needs of the small business customer. It is based on a nationwide survey of 115 small business...
Persistent link: https://www.econbiz.de/10010790709
others. We exploit a unique sample to analyze how similarities and social ties affect career outcomes in banking based on age …
Persistent link: https://www.econbiz.de/10010954916
This paper aims to analyze the effects of Italian banking consolidation during the nineties on the efficiency of the … unequivocal solution, an analysis of the Italian case indicates that the banking consolidation processes were accompanied by gains … structure of a large part of the Italian banking groups. …
Persistent link: https://www.econbiz.de/10010752497
This paper aims to analyze the effects of Italian banking consolidation during the nineties on the efficiency of the … unequivocal solution, an analysis of the Italian case indicates that the banking consolidation processes were accompanied by gains … structure of a large part of the Italian banking groups. …
Persistent link: https://www.econbiz.de/10010752545