The poverty alleviating benefits of gender-targeted microcredit programs has successfully been demonstrated in South Asia. In this paper, we examine the demand for credit by Indonesian women, in the absence of such a targeted microcredit program. We argue that when credit markets are imperfect...

In this paper, we use the nationally representative Indonesian Family Life Survey dataset (IFLS-3), to examine if access to loans from informal networks such as family and friends influences borrowing behavior in formal credit markets. Our empirical results show that there is a gender dimension...

In this paper, we use the nationally representative Indonesian Family Life Survey dataset (IFLS-3), to examine if access to loans from informal networks such as family and friends influences borrowing behavior in formal credit markets. Our empirical results show that there is a gender dimension...

This paper investigates the determinants of married women's autonomy in Indonesia using the 2000 Indonesian Family Life Survey 3 (IFLS3). It considers the role of kinship norms and the effect of labor force participation on married women's autonomy. The measure of autonomy is based on...

This paper examines human capital investment in rural households of developing countries, where child labour is prevalent. There are two features to the model: first, children contribute in an economic sense through child labour and through old-age security. Therefore, demand for children is...

This paper examines optimal investment in children's schooling using a two-period model. Children are assumed to contribute in an economic sense through child labour when they are young and through old-age security as adults. Parents therefore face a trade-off between current and future returns...

An OLG model is developed which examines parental investment in human capital in a model incorporating human capital externalities. In developing countries, in the absence of well-developed capital markets, children are considered as forms of economic assets. Children's human capital is...

The purpose of this paper is to examine the role of financial capital markets in influencing demand for children in developing countries. As such it is also important to consider their contributions to current utility through child labour. The incorporation of this aspect provides an alternative...

Explaining individual, regional, and provider variation in health care spending is of enormous value to policymakers, but is often hampered by the lack of individual level detail in universal public health systems because budgeted spending is often not attributable to specific individuals. Even...

One of the core goals of a universal health care system is to eliminate discrimination on the basis of socioeconomic status.  We test for discrimination using patient waiting times for non-emergency treatment in public hospitals.  Waiting time should reflect patients' clinical need with...