Schmeiser, Hato; Störmer, Tina; Wagner, Joël - In: The Geneva Papers on Risk and Insurance - Issues and … 39 (2014) 2, pp. 322-350
The main reason for different insurance premiums and benefits is the use of different statistically proven risk factors in actuarial calculations for individuals. Basing its ruling on European Union Directive 2004/113/EC, the European Court of Justice on 1 March 2011 concluded that any...