combining data from multiple surveys, we create an integrated measure of volatility in available household resources, accounting … for fluctuations in income and out-of-pocket medical expenses, as well as financial wealth sufficient to buffer against … different groups are exposed to economic risk. As the ESI derives from a data-independent conceptual foundation, it can be …

Australian household wealth has increased in recent years, despite higher debt levels. In other words, the value of … household assets has risen substantially more than household debt. The higher debt levels partly reflect the benefits of low … inflation in contributing to improved housing affordability and access to finance. Household debt increases do not appear to …