insurance shape urbanization, but their efficiency is limited by hazard-map precision. Map-based discrimination being …

industrial risks. Each chapter provides some elements of policies assessment and analyzes in particular links between insurance … and urbanism policies (Chapter 2), between insurance and collective prevention policies (Chapter 3), between insurance and …

, we show that by extending insurance to 100% penetration, the indirect effects of flooding could be almost halved. As …

Insurance coverage against natural disasters remains low in many exposed areas. Limited insurance supply is commonly … identified as a primary factor causing low insurance coverage. The French overseas departments provide an unusual combination of … a well-developed natural disasters insurance supply in highly exposed regions. Indeed, the French natural disasters …

Insurance coverage for natural disasters remains low in many exposed areas. A limited supply of insurance is commonly … identified as a primary causal factor in this low insurance coverage. The French overseas departments provide a rare natural … experiment of a well-developed supply of natural disasters insurance in highly exposed regions. The French system of natural …

insured against natural disasters. In France, any housing insurance contract includes the coverage against natural disasters …. In 2006, only 52% of households in departments overseas have suscribed a housing insurance contract for their main home … low demand for insurance, but probably also from a limited supply by insurers. We show that income and being a landowner …

In some insurance markets, the uninsured can generate a negative externality on the insured, leading insurance … motorists on automobile insurance premia. Consistent with predictions of theory, we find uninsured drivers lead to higher … insurance premia. Specifically, a 1 percentage point increase in the rate of uninsured drivers raises insurance premia by …

In some insurance markets, the uninsured can generate a negative externality on the insured, leading insurance … motorists on automobile insurance premia. Consistent with predictions of theory, we find uninsured drivers lead to higher … insurance premia. Specifically, a 1 percentage point increase in the rate of uninsured drivers raises insurance premia by …

events: insurance, weather reserves, weather derivatives, and budget provision. Despite the threat of climate change …

. Approximately 78% of this cost will be covered by insurance. On a depreciated replacement cost basis the damage is estimated at $NZ …-operation in the response to natural disasters. It also suggests that while high rates and levels of disaster insurance ameliorate … the financial impact, they can complicate achieving effective recovery. This is because insurance funds increase the …