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Using a sample of 291 banks from 35 OIC (Organization of Islamic Cooperation) member Muslim countries with 2078 bank … Standards (hereafter IFRS), and by the bank listing status. We argue that Islamic banks may exhibit lower signs of earning … management, as the Sharia’h Supervisory Boards (SSB hereafter) in Islamic banks may work as an additional tier into the …
Persistent link: https://www.econbiz.de/10011145358
We combine two datasets to examine whether the presence of banks affects the profitability and outreach of microfinance …
Persistent link: https://www.econbiz.de/10010987891
Most corporate loans are priced at rounded spreads, e.g. spreads that are a multiple of 25 basis points. Using a sample of 16,598 loan tranches signed by US borrowers between January 1988 and December 2010, this study explores the determinants of such interest rate clustering in the corporate...
Persistent link: https://www.econbiz.de/10010856547
expecially severe in emerging markets, characterized by weak institutions and banks with poorly developed monitoring and … screening abilities. Exploiting a unique sample of Vietnamese loans, we show that by updating their credit scoring models banks … credit scoring models is a viable alternative to credit rationing for banks and, in combination with relationship lending …
Persistent link: https://www.econbiz.de/10010856558
. We do so using an agent-based model populated by heterogeneous capital- and consumption-good firms, heterogeneous banks …
Persistent link: https://www.econbiz.de/10010856560
In this paper, we demonstrate that cultural borders in international finance resurge during financial crises. To investigate the role of cultural borders during both tranquil and crisis periods, we employ a unique data set that focuses on Eurozone cross-border depositing in a gravity-model...
Persistent link: https://www.econbiz.de/10010856571
in mortgages and a marked decline in household savings. As a consequence banks are faced with a large retail funding gap … outstanding mortgage debt is insufficiently matched by retail deposits, whereas other funding possibilities of banks have …
Persistent link: https://www.econbiz.de/10011004582
We study the effects of a bank’s engagement in trading. Traditional banking is relationship-based: not scalable, long … leads trading in banks to become increasingly risky, so that problems in managing and regulating trading in banks will …
Persistent link: https://www.econbiz.de/10011256147
The microfinance sector is an example of a sector in which firms with different business models coexist. Next to pure for-profit microfinance institutions MFIs, the sector has room for non-profit organizations, and includes social for-profit firms that aim to maximize a double bot- tom line and...
Persistent link: https://www.econbiz.de/10010734892
an investor holding a portfolio of banks. Based on this view, we investigate the role of large banks in determining the … systemic risk in this portfolio. Our results, based on book data of U.S. banks and Bank Holding Companies, indicate that the … largest banks are consistently overrepresented in the current portfolio compared with the minimum variance portfolio. Moreover …
Persistent link: https://www.econbiz.de/10010779343