This study aims to compare the anatomy of Nigerian bank financial condition with the CAMEL (capital adequacy, assets quality, management quality, earnings, liquidity) tool, which bank regulators use to gauge bank financial condition as part of off-site surveillance. An earlier paper used factor...

This study employs factor analysis to develop a conceptual model of bank financial condition from financial ratios and other characteristics in Nigerian banking. It paints the anatomy of the phenomenon in a conceptual model around the prudential application of market power and market presence to...

This paper aims to develop a discriminant model that depicts bank financial condition in Nigeria. An earlier paper suggests ANATOMY model of bank financial condition as viable upgrade of the CAMELS framework that bank supervisors use (Njoku, 2011). Within the ANATOMY framework, the study...

This paper aims to apply the anatomy of bank financial condition in modelling bank going concern status. The anatomic factors are market presence, macro-economic condition, deposit fragility, prudence, earnings quality, market power and capital confidence (Njoku and Inanga, 2010). Discriminant...

The study builds upon the anatomy of banking firm financial condition developed from the Nigerian experience during 1990-2004 (Njoku and Inanga, 2008b) to explain the underlying nature of the 2008-2009 global banking crises. The anatomy framework conceptualised bank financial condition in seven...

This paper aims to evaluate the potency of bank financial condition descriptors in Nigeria, developed in a previous paper [Njoku and Inanga, (2010), Part 1]. The earlier study had determined that market power, deposit mobilisation, capital confidence and market presence shaped the discriminant...

This paper aims to deface bank going concern public secrecy. Emanating from the refusal of bank supervisory auditors to share knowledge about bank financial condition publicly and the dependence of bank statutory auditors on ineffective bank going concern opinion model, bank going concern public...

This paper aims to examine the relevance of capital in constructing the reality of Nigerian bank financial condition. Cast within the Bourdeusian theory of fields, habitus and capital, this paper examines the anatomic implications of the CAMEL model that bank regulators in Nigeria use to assess...

This study evaluates the CAMELS tool, which bank regulators use to gauge bank financial condition as part of off-site surveillance. Both the choice of variables and the factors that they represent affect regulatory opinion on the nature of bank problem and policy measures applicable. By...

This paper aims to expand the factor base innovating the anatomy of bank financial condition. In the tradition of the anatomy of bank financial condition (Njoku and Inanga, 2010), the study explores broader variable base than could be allowed under discriminant analysis (Njoku, 2011b). The...