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Micro finance
Ramachandran, Ramakrishnan; Senthil Kumar, T. S. - Volkswirtschaftliche Fakultät, … - 2006
further adds to their burden and worsens their economic situation. Micro finance is the supply of loans, savings, and other … basic financial services to the poor. The idea of micro finance was developed as a survival strategy for the poor. In India … project in Bangladesh in 1976. Micro credit provides poor people with access to small loans at more manageable interest rates …
Persistent link: https://www.econbiz.de/10011112151
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Group Versus Individual Liability : A Field Experiment in the Philippines
Karlan, Dean S. - 2009
This working paper by CGD non-resident fellow Dean Karlan explores whether group liability in lending practices improves lender's overall profitability and the poor's access to financial markets. Group liability is a common microcredit lending mechanism that makes a group, rather than an...
Persistent link: https://www.econbiz.de/10012721354
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The Provision of Banking Services in Latin America : Obstacles and Recommendations
Rojas-Suarez, Liliana - 2008
The depth of and access to financial services provided by banks throughout Latin America are extremely low in spite of its recognized importance for economic activity, employment and poverty alleviation. Low financial depth and access hurts the poor the most and is due to a variety of obstacles...
Persistent link: https://www.econbiz.de/10012726421
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Microfinance and Investment : A Comparison between Group Lending, Bank Lending and Informal Credit
Dalla Pellegrina, Lucia - 2008
Using data from a World Bank survey carried out in Bangladesh during the period 1991-1992, this paper compares the impact of microfinance programs and other types of credit agreements on households' investment in productive activities. We find that group-lending positively affects variable input...
Persistent link: https://www.econbiz.de/10012726793
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The Agenda and Relevance of Recent Research in Microfinance
Mersland, Roy - 2007
This paper studies recent research efforts in the field of microfinance. Two questions guide the study: What is the agenda of recent research efforts? And, for who is the research relevant? As for the agenda the quot;yin and yangquot; of microfinance; impact and sustainability, continue to...
Persistent link: https://www.econbiz.de/10012730322
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Enterprise Size, Financing Patterns and Credit Constraints in Brazil : Analysis of Data from the Investment Climate Assessment Survey
Kumar, Anjali - 2007
This paper investigates the importance of firm size with respect to access to credit relative to firm performance, and other factors which may affect creditworthiness such as management education, location, or the industrial sector to which the firm belongs. The principal findings are that size...
Persistent link: https://www.econbiz.de/10012731044
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Group Versus Individual Liability : A Field Experiment from the Philippines
Giné, Xavier - 2006
Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which started with the Grameen Bank in the 1970s and continues on today with hundreds of institutions around the world. Group lending claims to improve repayment rates and lower...
Persistent link: https://www.econbiz.de/10012779779
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The Impact of Economic Security on Bank Deposits and Investment
Fabricius, Michael - 2006
This paper highlights the importance of institutions in explaining the variation of investment rates and of two measures of bank deposits across countries. A general index of economic security is created for 130 countries. Its explanatory power is compared with measures of specific institutional...
Persistent link: https://www.econbiz.de/10012782219
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Performance and Trade-offs in Microfinance Organizations - Does Ownership Matter?
Mersland, Roy - 2010
Policy advocates argue the case for the transformation of non-government Microfinance Organizations (MFOs) into shareholder owned firms. The argument is that this will bring about superior performance. This paper investigates whether the superiority of shareholder owned MFOs is empirically...
Persistent link: https://www.econbiz.de/10012760324
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'New' Microfinance? Informal Credit and Group Lending in Competitive Markets
Masciandaro, Donato - 2014
In a given geographical area, what happens when a farmer, a craftsman, or a small merchant can choose between participating in a group lending or resorting to an informal money-lender? This paper presents a theoretical model that examines such situations, placing group lending and informal...
Persistent link: https://www.econbiz.de/10012752748