To understand the saving characteristics of households before appropriate polices can be formulated, this study examines the saving behavior of Filipino rural households using 1987 data in selected Philippine rural provinces. It verifies the capacity of rural households to save and determines...

The analysis of credit rationing in the context of the classical equilibrium model implies the existence of financial repression where interest rates are controlled. Given fixed interest rates at a level lower than the market clearing rates, borrowers are expected to demand more loans than...

While it has been asserted that the greatest impact of the Agriculture Production Project (APP) should have been on milkfish productivity and production, the research conducted in Aklan indicates its strong and positive impact only in production. Few concrete impacts are visible in relation to...

To provide an adequate understanding of what a credit cooperative is, in terms of operations and policies, financial performance and membership, this paper determines the effectiveness of credit cooperatives in meeting the needs of their members and where applicable, suggests ways and means to...

The Employed Program of the Philippine Health Insurance Corporation (PhilHealth) caters to those in the formal sector. Included are those in the government and private sectors with a formal employer-employee relationship. Coverage levels for both the government and private sectors are promising...

The Individually Paying Program (IPP) is the voluntary component of the Philippines` social health insurance program. The program caters to those in the informal sector and those without a formal employer-employee relationship. Coverage levels for the IPP were found to be considerably low with a...

This study established the breadth of socialized Philippine health insurance, known as the PhilHealth Sponsored Program. It examined the extent of coverage relative to its target "poor" population, how much coverage rates varied across provinces and the factors likely to explain variation....