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The evolution of retail payments, stimulated by the new European regulation, by competition and innovation, leads banks …
Persistent link: https://www.econbiz.de/10009325462
with the appropriate extension: SEPA, MiFID and Compliance, for instance, will respectively change the banking activity …
Persistent link: https://www.econbiz.de/10005007342
the vision of the single euro payments area (SEPA) was born. The objective was to execute payments in euro as efficiently … single payment account in any Member State is sufficient to make euro payments within the EU. The first article on SEPA was … other institutions participating in payment services) will offer SEPA products, further information campaigns will stimulate …
Persistent link: https://www.econbiz.de/10010898284
seraient développées dans le cadre du nouveau système européen de paiements (SEPA). Un examen attentif des expériences de …
Persistent link: https://www.econbiz.de/10010696493
The authors analyze changes resulting from impacts of the globalization process and the crisis on the financial markets, particularly on the conservative insurance sector, which is forced to accelerate the dynamics of structural changes. The adequacy of the current regulatory measures for the...
Persistent link: https://www.econbiz.de/10010860154
Recent events in India have brought a fresh focus on the appropriate regulatory stance towards micro-finance. In this paper, we review facts and recent experience about Indian microfinance. We analyse the puzzles of financial regulation in this field from first principles, and argue that the...
Persistent link: https://www.econbiz.de/10010550685
With governments around the world taking a renewed interest in effective consumer financial protection, this paper focuses on four key pillars: financial literacy, disclosure, advice, and product regulation. Although there is no one ‘silver bullet’ that will provide effective consumer...
Persistent link: https://www.econbiz.de/10010583595
The focus of this article is on the issue of culture in banking and the problems for Trust and Confidence it has caused in recent years most especially in the UK. A new paradigm of research and public debate is emerging which focuses on culture and incentive structures in banking. It seeks to...
Persistent link: https://www.econbiz.de/10011144146
The focus of this article is on the issue of culture in banking and the problems for Trust and Confidence it has caused in recent years most especially in the UK. A new paradigm of research and public debate is emerging which focuses on culture and incentive structures in banking. It seeks to...
Persistent link: https://www.econbiz.de/10011168511
-quality borrowers. Moreover, we found empirically the threshold separating the negative and positive effects of competition on credit … «competition–stability» hypothesis. …
Persistent link: https://www.econbiz.de/10010992080