In dem im Frühjahr 2012 vorgelegten sog. Rentenpaket sind mehrere Maßnahmen zusammengefasst, die punktuelle Änderungen am Altersvorsorgesystem implizieren. Die Zuschussrente und Leistungsverbesserungen für Erwerbsminderungsrentner sollen der drohenden Zunahme von Altersarmut begegnen. Die...

In the course of the ongoing debate regarding the critique of the German Riester pension the Swedish premium pension has often been referred to as a role model regarding potential amendments and reforms. The Swedish pension reform of 1998 has led to a reorganization towards a stratified scheme,...

In the course of the ongoing debate regarding the critique of the German Riester pension the Swedish premium pension has often been referred to as a role model regarding potential amendments and reforms. The Swedish pension reform of 1998 has led to a reorganization towards a stratified scheme,...

One important parameter in the decision process when buying a private annuity is individuals' subjective life expectancy, because it directly infuences the expected rate of return. We examine the market for private annuities in Germany and evaluate potential selection e ects based on subjective...

One important parameter in the decision process when buying a private annuity is individuals' subjective life expectancy, because it directly influences the expected rate of return. We examine the market for private annuities in Germany and evaluate potential selection effects based on...

Die Anhebung des gesetzlichen Renteneintrittsalters auf 67 Jahre (Rente mit 67) ist wichtiger Bestandteil eines Bündels von Reformmaßnahmen, mit dem die gesetzliche Rente trotz zunehmender Lebenserwartung, sinkender Geburtenraten und baldigem Eintreten der Baby-Boomer-Generation ins...

Die Kosten von 36 klassischen Riester-Rentenversicherungen werden anhand von Kostenkennziffern für verschiedene Sparertypen und Verzinsungsannahmen in den unterschiedlichen Phasen der Vertragslaufzeit miteinander verglichen. Es gibt sehr günstige und sehr teure Verträge. Die große...

About 20% of German workers retire on disability pensions. Disability pensions provide fairly generous benefits for those who are not already age-eligible for an old-age pension and who are deemed unable to work for health reasons. In this paper, we use two sets of individual survey data to...