This paper argues that making affordable home mortgage loans available to a large cross section of the population will … and mortgage markets in selected Middle East and North Africa (MENA) countries (Algeria, Egypt, Jordan, Morocco, and … growth of alleviating housing shortages by improving access to mortgage financing. …

Mortgage-backed securities (MBS) are debt obligations whose cash flows are backed by the principal and interest … payments of pools of mortgage loans, most commonly on residential property (Riddiough, 2001). Lenders establish underwriting … underlying assets for residential mortgage-backed securities. Individuals with strong credit qualify for traditional mortgages …

macroprudential standards for mortgage lending while undertaking tax reforms to gradually reduce incentives for excessive leverage …

and mortgage debt. It also describes the Spanish mortgage market and assesses the resilience of the financial sector to a … possible adjustment in the housing and mortgage markets. It presents a market-based indicator to show the market views on the … quality of the mortgage portfolio and also provides recommendations. …

stability. The rise in household debt and the banking system’s increased exposure to mortgage debt resulted with the changes …

This technical note presents a comparative analysis of the Danish Mortgage Market. It discusses the particularities of … the regulatory framework of the Danish mortgage system. The note compares and contrasts mortgage financing in Denmark and … evolutions, which could have potentially far-reaching consequences for the Danish mortgage system, are elaborated. The note also …

projected to go even higher. While most of the time a foreclosure is a suboptimal resolution of a distressed mortgage, a number … of features of the mortgage finance system often prevent loan modifications. This paper reviews the impediments to … successful mortgage restructuring and proposes a number of ways to improve the situation. The proposals build on the recognition …