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studies. We use aunique panel data set on household savings. We find that that a higher unemploymentexpectation significantly … decreases savings. However, we are not able to identify asignificant relationship between general future income expectations and … savings. Moreover,we find that good health expectations increase savings in Western Germany, butdecrease the savings in …
Persistent link: https://www.econbiz.de/10010877577
We use unique data characterizing individual Savings for twins and non-twins in urban China to examine why the savings … inter-generational co-residence masks the true life-cycle patterns of individual savings in standard Chinese household data … sets, which are aggregated at the household level. Moreover, we show that to understand life-cycle Savings behavior it is …
Persistent link: https://www.econbiz.de/10010908068
Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …
Persistent link: https://www.econbiz.de/10010959657
We created a theoretical model of the main factors that influence household savings based on our secondary research …”: Their knowledge of savings products is above average, and they also try to take advantage of various tax allowances to a … moderate degree. 2. “Lives for today”: They are least familiar with the various savings options. Exploiting State tax …
Persistent link: https://www.econbiz.de/10011122504
Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-linked savings (PLS) accounts, combining security of principal with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …
Persistent link: https://www.econbiz.de/10011077030
Based on the Italian Survey on Household Income and Wealth (SHIW) and the German Socio-economic Panel (SOEP), we show that household consumption drops after a child moves out of a household, while at the same time, per capita consumption increases significantly. Parents approximately upgrade...
Persistent link: https://www.econbiz.de/10010896273
konstant halten. Dieses Ziel lässt sich am einfachsten durch Sparen erreichen. Dabei stellt sich die Frage, ob bzw. wie …
Persistent link: https://www.econbiz.de/10011148751
Many British workers rely upon their accumulated pension savings for retirement income. Whether they appreciate the …
Persistent link: https://www.econbiz.de/10012723573
Approximately half of credit card holders in the United States regularly carry unpaid credit card debt. These so-called quot;revolversquot; exhibit payment behavior that differs from that of those who repay their entire credit card balance every month. Previous literature has focused on the...
Persistent link: https://www.econbiz.de/10012724204
Household debt repayment behavior has been understudied, especially empirically, despite the heightened debate on rising household debt, personal bankruptcy filings, and arrears. In this paper, we use data from the European Community Household Panel to analyze the determinants of household debt...
Persistent link: https://www.econbiz.de/10012724304