credit growth experienced by these countries. We find that, on average, both bank capitalization and lending activities in …

different model specifications, the banking industry is either a monopoly bank or a competitive banking industry. If the nominal … under competition than under monopoly. However, this apparent advantage of the monopoly bank is due strictly to the fact …

financial policy transparency and banking supervision. Financial intermediation in Algeria will be bank-based in the future, and …

convey to bank shareholders when market and credit risk regulatory capital requirements are set using bank internal model … requirements will cause distortions in bank lending behavior. …

Traditional bank competition policy seeks to balance efficiency with incentives to take risk. The main tools are rules … argue that bank competition policy should be reoriented to deal with the too-big-to-fail (TBTF) problem. It should also …

This paper analyzes how different types of bank funding affect the extent to which banks ration credit to borrowers …

We revisit the link between bailouts and bank risk taking. The expectation of government support to failing banks … creates moral hazard—increases bank risk taking. However, when a bank’s success depends on both its effort and the overall … invest prudently and so reduce bank risk taking. This systemic insurance effect will be relatively more important when …