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Study on Overdraft and Instalment Credit Reference No: 514-06.01-2810HS034 Duration 8/2011 – 5/2012 - Executive Summary … offered by the overdraft facility more frequently than the average household. From the research sample of banks covered by the … the survey. Experts from consumer organisations consider interest rates charged for overdraft credit as too expensive. In …
Persistent link: https://www.econbiz.de/10010981782
Based on the consolidated statements data of the universal/commercial banks (UKbank) and non-bank financial …
Persistent link: https://www.econbiz.de/10010769247
In the paper we analyze the reasons of Russian bank license withdrawal, formulated in orders of CB RF at the period 2005.2–2008.4. During this period, after establishing deposit insurance system in Russia, two main reasons were «money laundering» and «financial insolvency». We design...
Persistent link: https://www.econbiz.de/10010992072
Financial systems in our contemporary stage undergo significant changes, but in fact as economy in general, due to a number of factors among which we can mention: technological and financial innovations, intense liberalization of both the real and financial flows, intensification of the process...
Persistent link: https://www.econbiz.de/10011007640
This paper sets out the criteria that boards and supervisors should use to determine whether banks are governing risk … correctly. First, boards have to set an overall risk target consistent with the overall return target. Second, the bank’s …
Persistent link: https://www.econbiz.de/10010840136
In this paper we investigate the effect of local banking development on firms’ innovative activities, using a rich data set on innovation for a large number of Italian firms over the 1990’s. There is evidence that banking development affects the probability of process innovation,...
Persistent link: https://www.econbiz.de/10005822124
This paper contains a detailed empirical investigation of the effect of local banking development on firms' innovative activities, using a rich data set on innovation at the firm level for a large number of Italian firms over the 90's. There is evidence that banking development affects the...
Persistent link: https://www.econbiz.de/10005027815
This paper finds that banks that offered lower opening bids were rewarded with significantly lower warrant repurchase … bias in negotiations, these are real transactions involving large sums of money. This paper finds that larger banks paid …
Persistent link: https://www.econbiz.de/10010599712
, accounting principles and disclosure requirements of public companies on the practice of rewarding executives of the US banks is …
Persistent link: https://www.econbiz.de/10011123354
, increased in number lately, due to the advantages obtained by banks when involving in a process like this. The increasing …
Persistent link: https://www.econbiz.de/10011079473