Banks must take various risks, especially credit risks from granting credit, however, they should take action against risks in order to adopt an optimal portfolio between risks and returns. Thus, recent advances in risk management formulas in banking may facilitate credit availability, enabling...

Water thermal stratification exists in the discharging process of solar storage tanks, and a high efficiency of thermal stratification can greatly improve the discharging performance of solar tanks. The water tank with dimensions of 0.8 m (height) × 0.4 m (width) × 0.4 m (length) and three...

We study the percolation properties of the interacting classical dimer model on the square lattice by means of Monte Carlo simulations and finite-size scaling analysis. We define Ising clusters based on the dimer configuration; the percolation point of the clusters coincides with the critical...

A novel MEA (membrane electrode assembly) structure of passive μ-DMFC (micro-direct methanol fuel cell) controls water management and decreases methanol crossover. The CNT (carbon nanotube) paper replacing CP (carbon paper) as GDL (gas diffusion paper) enhances water back diffusion which...

This study investigates whether audit markets remain competitive in the wake of Arthur Andersen's demise and merger with Ernst & Young to create the Big Four. We conduct the study estimating audit fee models using Australian audit market data from both 2000 and 2003 to determine whether there is...

The continued trend of globalization and technology improvement like the internet and transportation have spawned an increasing number of complex service chains that span across local, regional and national boundaries. Service level agreement (SLA) plays a crucial role in gluing service chains...

The raw swine slurry was separated into low solids content liquid and high solids content liquid in the experiment, and the influence of the concentration of raw slurry on separation effects was investigated based on evaluation index, such as recovery rate, concentration multiple and separation...