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Family ties: occupational responses to cope with a household income shock
Baldini, Massimo; Torricelli, Costanza; Brancati, Maria … - Dipartimento di Economia "Marco Biagi", Università … - 2014
In this paper we analyse household members’ reactions in case of unforeseen negative income shocks due to a transition … household member on the probability that another household member – not necessarily the wife - transit from out of the labour … affected by credit constraints, we take into account financial wealth and liabilities as well as a measure of household …
Persistent link: https://www.econbiz.de/10010760487
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Family ties: occupational responses to cope with a household income shock
Baldini, Massimo; Torricelli, Costanza; Brancati, Maria … - Dipartimento di Economia "Marco Biagi", Università … - 2014
In this paper we analyse household members’ reactions in case of unforeseen negative income shocks due to a transition … household member on the probability that another household member – not necessarily the wife - transit from out of the labour … affected by credit constraints, we take into account financial wealth and liabilities as well as a measure of household …
Persistent link: https://www.econbiz.de/10010791372
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Financial Literacy, Financial Behaviour and Individuals’ Over-indebtedness
Santos, Elisabete; Abreu, Margarida - ISEG - School of Economics and Management, Department … - 2013
This work analyses the impact of financial literacy and financial behaviour of individuals on the likelihood of over-indebtedness, controlling for socioeconomic factors, the type of mortgage and the event of a negative income shock. Using the data from the 2009 National Financial Capability...
Persistent link: https://www.econbiz.de/10010682895
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The impact of house prices on household debt when controlling for home ownership
Jacobsen, Dag Henning; Vatne, Bjørn Helge - Norges Bank - 2011
We analyze the effect of house price changes on debt secured on dwellings in Norway. To this end, we use both macro time series and micro panel data. With the intention of being both a cross-check and motivation for the micro analysis, we estimate a structural vector auto regression using macro...
Persistent link: https://www.econbiz.de/10009145859
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Who Holds Credit Cards and Bank Accounts in Uruguay? Evidence from Survey of Uruguayan Households Finances
Sanromán, Graciela; Santos, Guillermo - Departamento de Economía, Facultad de Ciencias Sociales - 2014
In this paper we analyze households access to financial services such as credit cards and bank accounts. We use data available from the first stage of Survey of Uruguayan Households Finance (SUHF1) and ECH 2012. We estimate univariate and bivariate probit models for bank account and credit cards...
Persistent link: https://www.econbiz.de/10011099799
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heating Technology and Energy Use: a Discrete/Continuous Choice Approach to Norwegian Household Energy Demand.
Vaage, K. - Institutt for Økonomi, Universitetet i Bergen - 2000
analysis with no explicit appliance dependence. Finally, the significance of the many household charcteristics at both stages …
Persistent link: https://www.econbiz.de/10005487276
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Household Participation in International Financial Markets : Empirical Evidence from Italy
Di Gennaro, Luca - 2007
This work develops a simple methodology to make some contribution to current thinking about household participation in …
Persistent link: https://www.econbiz.de/10012730877
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Preliminary Results : The Impact of Low-Equity Housing Situations on Long Term Unemployment
Bernstein, David P. - 2012
preliminary and limited. Future research is needed to consider alternative definitions of household unemployment or under …
Persistent link: https://www.econbiz.de/10012712333
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Job Insecurity and Financial Distress
Giannetti, C.; Madia, M.; Moretti, L. - Dipartimento di Scienze Economiche, Alma Mater … - 2013
This paper investigates the effects of different job categories on households’ likelihood of experiencing financial distress. Given imperfect financial markets and the absence of unemployment subsidies, households with less secure jobs are likely to experience drops in income more frequently...
Persistent link: https://www.econbiz.de/10010859847
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Early life conditions and financial risk-taking in older age
Christelis, Dimitris; Dobrescu, Loretti I.; Motta, Alberto - Center for Financial Studies - 2011
Using life-history survey data from eleven European countries, we investigate whether childhood conditions, such as socioeconomic status, cognitive abilities and health problems influence portfolio choice and risk attitudes later in life. After controlling for the corresponding conditions in...
Persistent link: https://www.econbiz.de/10010958634