Online banking has developed at the same pace as the Information Society in Spain, it is fast becoming an essential channel for the distribution of financial services. Up to four different factors have eased this situation: legal and regulatory changes, recent technological developments,...

[ES] La estrategia de la Banca española con respecto a Internet se ha enmarcado entre la modernización del sector y el miedo a la competencia de terceras partes. En el artículo mostramos como, desde la efervescencia inicial, las entidades se han centrado en construir un negocio rentable parte...

We take a first look at financial patents at the European Patent Office (EPO). As is the case at the US Patent and Trademark Office (USPTO), the number of financial patents in Europe has increased significantly in parallel with significant changes in payment and financial systems. Scholars have...

We take a first look at financial patents at the European Patent Office (EPO). As is the case at the US Patent and Trademark Office (USPTO), the number of financial patents in Europe has increased significantly in parallel with significant changes in payment and financial systems. Scholars have...

Computer-aided software engineering (CASE) technology has been used to successfully automate time-consuming and repetitive engineering tasks with a goal of improving quality and productivity. Using CASE allows designers, code writers, testers, planners, and managers to share a common view of...

In recent literature, many authors argue that quot;Web developmentquot; is new and different. The arguments are, however, both debatable and debated, and often it is neither clear what is meant by Web development, nor what it is supposed to be different from. Often-suggested special...

Ambulatory e-prescribing, at first glance, appears to be a straightforward automation effort that electronically connects an e-prescriber to an electronic network so an e-script can be sent to a pharmacist. The reality is much more complex. The successful implementation of e-prescribing requires...

Rationale, aims and objectives: Several stakeholders had observed the slow adoption of product model data standards in the Process Industry. The collective action failure contradicts the expectations from public good games with increasing returns to scale. No earlier research had investigated...

Junk e-mail or spam is rapidly choking off e-mail as a reliable and efficient means of communication over the Internet. Although the demand for human attention increases rapidly with the volume of information and communication, the supply of attention hardly changes. Markets are a social...

The international intellectual property regime has so far failed to deliver on the promise of technological advancement in Eastern Europe and other emerging markets with respect to the software industry. Local programmers have had little to gain from a stronger protection of copyright in their...