Over the past two decades, 401(k) plans have grown to be the most widespread private-sector employer-sponsored retirement plan in the United States, and now serve as the most popular defined contribution (DC) plan, representing the largest number of participants and assets. In 2006, 50 million...

How are American workers investing their 401(k) plan assets? This article provides a snapshot of year-end 2004 asset allocation based on a representative database containing information on about one-third of all 401(k) participants.Among the chief findings are 401(k) plan participants are...

Over the past two decades, 401(k) plans have grown to be the most common type of employer-sponsored retirement plan in the United States, and now serve as the most popular defined contribution (DC) plan, as measured by number of participants and assets. In 2005, 47 million American workers were...

This paper examines asset allocation, account balance, and loan activity of a large representative group of 401(k) plan participants as of year-end 2002 using data gathered by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI) in their collaborative effort...

This Issue Brief examines asset allocation, account balance, and loan activity of a large and representative group of 401(k) plan participants as of year-end 2000, using data gathered by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI) in their...

Defined contribution (DC) plans are one of the primary means by which Americans save for retirement, and 401(k) plans are the most common type of DC plan. In an ongoing collaborative effort, the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI) collect annual...

This paper builds on the model scenarios presented in Holden and VanDerhei (quot;Can 401(k) Accumulations Generate Significant Income for Future Retirees?quot; ICI Perspective, Vol. 8, no. 3, and EBRI Issue Brief 251, November 2002; and Appendix: EBRI/ICI Accumulation Projection Model, ICI...

This Issue Brief examines asset allocation, account balance, and loan activity of a large and representative group of 401(k) plan participants as of year-end 2001 using data gathered by the Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI) in their...

This Issue Brief develops a model that projects the proportion of an individual's preretirement income that might be replaced by 401(k) plan accumulations at retirement, under several different projected scenarios. The 401(k) participant behaviors in the model are based on the year-end 2000...

The Employee Benefit Research Institute (EBRI) and the Investment Company Institute (ICI) have been collaborating for the past three years to collect data on participants in 401(k) plans. This effort, known as the EBRI/ICI Participant-Directed Retirement Plan Data Collection Project, has...