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In the 1990s the banks established in the Italian South have reduced their cost-income ratios and improved their ability to screen customers, increasing profitability. The spread between the loan rates in the South and North has narrowed substantially. Taking into account differences in the size...
Persistent link: https://www.econbiz.de/10010854294
composition of income (share of interest and commission revenue), and to a general indicator of bank efficiency such as the cost … variability in the price of bank stocks whenbanks hold riskier assets and economic conditions are poor. …
Persistent link: https://www.econbiz.de/10010751996
only refer to the traditional distance between bank and customers, that is the operationaldistance, but also to the …
Persistent link: https://www.econbiz.de/10010752499
only refer to the traditional distance between bank and customers, that is the operationaldistance, but also to the …
Persistent link: https://www.econbiz.de/10010752547
with the provision of debt finance, the nature of the relationship between bank and entrepreneur can be of considerable …
Persistent link: https://www.econbiz.de/10010790620
Using the 1998 Survey of Small Business Finances and banking data to produce a bank-firm match, the author tests for … evidence of standardized versus relationship lending methods in both total bank credit as well as credit emanating from the … firm’s most important source of financial services, its primary bank. The author employs a two-step Heckman procedure to …
Persistent link: https://www.econbiz.de/10010790624
relationship between bank profits and small business credit. Regression analyses are conducted using the rate of return on assets …, holding constant various bank risk characteristics. …
Persistent link: https://www.econbiz.de/10010790653
There are many studies of bank performance and bank failure in the literature. Most of these studies used banking … to the stability of those ratios through time and across asset size. Many studies also failed to recognize that bank …. These ratios are then used in disaggregated logistic models to predict bank failure. The study finds that the disaggregated …
Persistent link: https://www.econbiz.de/10010790673
This study examines the expectations that both small business firms and bankers have regarding the bank selection … significant differences in expectations are noted. The results suggest a communication gap in the small business/commercial bank …
Persistent link: https://www.econbiz.de/10010790709
composition of income (share of interest and commission revenue), and to a general indicator of bank efficiency such as the cost … variability in the price of bank stocks whenbanks hold riskier assets and economic conditions are poor. …
Persistent link: https://www.econbiz.de/10010658907