developing a better understanding of credit and its mechanisms. A rapidly growing strand of the literature views banks as facing …. This work explores the way banks in Colombia manage their balance sheet and sheds light into the dynamics of credit and …

This paper examines how banking market concentration affects small business credit. Based on an idea that line-of-credit … (L/C) limit and L/C balance provide useful proxies for credit supply to and credit demand of a firm, we examine the …

developing a better understanding of credit and its mechanisms. A rapidly growing strand of the literature views banks as facing …. This work explores the way banks in Colombia manage their balance sheet and sheds light into the dynamics of credit and …

problem among newly created SMEs that have a scant credit record and frequently lack collateral. The authors of this paper … carried out a pilot test of an innovative psychometric tool aimed at evaluating credit risk among SME clients of Banco Ciudad … repayment records to determine if psychometric-based credit scoring models could help ameliorate the constraints to SME finance …

developing a better understanding of credit and its mechanisms. A rapidly growing strand of the literature views banks as facing …. This work explores the way banks in Colombia manage their balance sheet and sheds light into the dynamics of credit and …

Nous construisons deux modeles theoriques correspondant a deux possibilites d'apparition de rationnement de credit … en particulier l'effet d'une diminution des fonds propres des banques sur les taux d'interest et l'offre de credit. …

shows the impacts of credit rationing and tightening credit conditions, even in the syndicated loans market. We investigate …