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Persistent link: https://www.econbiz.de/10012735284
The collapse of the subprime mortgage market has led to calls for greater regulation to protect homeowners from unwittingly trapping themselves in high-cost loans that lead to foreclosure, bankruptcy, or other financial problems. Weighed against this catastrophe are the benefits that have...
Persistent link: https://www.econbiz.de/10012772358
Italian households are suffering the crisis and retail banks should carefully consider the new scenario in order to develop appropriate strategies and customer relationships management techniques. A new Financial Vulnerability Index, based on different stress profiles and on the analysis of...
Persistent link: https://www.econbiz.de/10010857900
In Austria, the share of foreign currency mortgages in total household debt has been increasing since the late 1990s …. Today about one-third of household credit debt is denominated in foreign currency, mostly in Swiss francs. A major issue … subsample of the Household Survey on Housing Wealth 2008 for the first borrower analysis of this kind for Austria. Using simple …
Persistent link: https://www.econbiz.de/10011015402
The Panel on Household Finances (PHF) is a new panel survey on household finances and wealth in Germany conducted by … self-contained and comprehensive survey on household finances in Germany, the PHF is part of the Household Finance and …
Persistent link: https://www.econbiz.de/10010957153
Based on the German Socio-economic Panel (SOEP), we show that household consumption drops and saving rises … significantly within four years after a child moves out of a household. Per capita consumption of parents is approximately leveled … calibrated life-cycle models assuming a smoothing of per capita consumption for parents with children in the household …
Persistent link: https://www.econbiz.de/10010958054
moderate to severe household hunger. The number of poor people living in urban areas is increasing as well as the number of … with regard to ensuring food security on the household level. …
Persistent link: https://www.econbiz.de/10011275035
Money attitudes are defined as relatively stable disposition to certain emotio- nal reactions to money, together with accompanying evaluations, opinions, and potentials ascribed to money and dispositions to certain financial behavior. This paper presents a new Polish scale to measure money...
Persistent link: https://www.econbiz.de/10011259244
Money Attitude Questionnaire is an original, Polish scale measuring cognitive, emotional and behavioral aspects of attitudes towards money. Because of its considerable length, in this paper I present a new, short version of this scale. The items were selected on the basis of factor loading and...
Persistent link: https://www.econbiz.de/10011260299
This paper examines the general relationship between remittances and household expenditures in the Philippines by doing …
Persistent link: https://www.econbiz.de/10009363577