This paper examines bankrupt families' attitudes toward, and need for, financial education. The data are derived from a longitudinal study of families who filed for personal bankruptcy. We examine the implications of bankrupt debtors' attitudes and experiences for the content and delivery of...

This study examines how applicants identified as Asian, Black or Hispanic differ in mortgage closing outcomes compared to the remaining applicants. First, the findings show that minority applicants are somewhat less likely to close a loan for purchase, but equally likely to close a loan for...

This study examines the changing diversity of home buyers and the steps brokerage firms are taking to adapt to these changes. The results reveal that larger firms are experiencing a greater increase in customer diversity. This can be partly explained by their efforts to target diverse groups...

This study finds evidence of a large premium in Youngtown Arizona house prices that persisted over time and could be attributed to the town's age-restricted status. Age restrictions may act as a signal that the community provides facilities and services that meet the needs of the senior...

Rutherford, Springer and Yavas (2001) develop and empirically test a model that analyzes the effect the type of listing contract, either exclusive agency (EA) or exclusive right to sell (ERTS), has on the performance of the agent/broker. This paper extends the work of Rutherford et al. and looks...

This investigation is aimed at confirming and clarifying the existence of intrinsic motivation in a task-oriented atmosphere like eBank service. Exploratory behavior is assumed as a measure of intrinsic motivation. Simultaneously, the existence of flow state in this context, as well as the...

We examine the link between equity risk premiums and demographic changes using a very long sample over the whole twentieth century for the US, Japan, UK, Germany and France, and a shorter sample covering the last third of the twentieth century for fifteen countries. We find that demographic...

The Gordon Growth Model is used to derive widely differing fundamental values of the same gross rental yield for six hypothetical housing purchasers listed in declining order of magnitude: a fully funded consumer with a marginal tax rate of 40%, a fully funded buy to let investor with a marginal...

We examine the link between equity risk premiums and demographic changes using a very long sample over most of the twentieth century for the US, Japan, UK, Germany and France, and a shorter sample from 1970-1998 for fifteen countries. We find that demographic variables do predict excess returns...

In this paper we propose a Good Asset Purchase Plan (GAPP), as a cure for the falling U.S. housing market and a stimulus for economic recovery. The central theme of the plan is that the U.S. Government directly purchases minority shares (say, up to 20%) of good assets such as residential...