This paper examines the level of - and trends in - IRA assets. In addition, it includes the most recent Internal Revenue Service (IRS) data on the distribution of assets and contributions to IRAs by IRA type, thereby permitting analysis of the assets and contribution levels of traditional...

Individual account retirement plans, such as 401(k) plans and individual retirement accounts (IRAs), have continued to increase their share of retirement assets (currently totaling about $7.5 trillion in assets), and this share is projected to grow further, particularly for private-sector...

Over the past two decades, 401(k) plans have grown to be the most widespread private-sector employer-sponsored retirement plan in the United States, and now serve as the most popular defined contribution (DC) plan, representing the largest number of participants and assets. In 2006, 50 million...

This paper presents findings from the 2007 Minority Retirement Confidence Survey (MRCS), a survey that gauges the views and attitudes of working-age African-Americans and Hispanics, their preparations for retirement, their confidence with regard to various aspects of retirement, and related...

This paper presents key findings from the 17th annual Retirement Confidence Survey (RCS), a survey that gauges the views and attitudes of working-age and retired Americans regarding retirement, their preparations for retirement, their confidence with regard to various aspects of retirement, and...

This paper updates previous EBRI research on asset allocation in defined contribution plans and individual retirement accounts (IRAs) using the latest data from the Survey of Consumer Finances (SCF), a triennial interview survey of U.S. families sponsored by the Federal Reserve Board in...

Although there has been extensive analysis of the accumulation of retirement assets in the United States, limited research has been done on how quickly Americans use their assets in retirement. This paper examines the cohort that has for the most part reached the normal retirement age (65) for...

This paper examines the level of - and trends in - IRA assets. In addition, recently released Internal Revenue Service (IRS) data provide more detailed information on the distribution of assets and contributions to IRAs by IRA type, thereby permitting analysis of the assets and contribution...

A previous EBRI Notes (April 2006) examined the impact of various Social Security reform alternatives on the percentage of Old-Age and Survivors Insurance (OASI) beneficiaries below specific thresholds of poverty. This paper builds upon that study by determining the change in the distribution of...

This paper examines changes in the distribution of Old-Age and Survivors Insurance (OASI) benefits (the primary Social Security program) resulting from various widely discussed Social Security reform alternatives. It focuses on five alternatives: Current-law benefits; gradually reducing...