<title>Abstract</title> In the 1980, 1990, and 2000 censuses, Hispanic households had the lowest rate of homeownership of any major ethnic group. Since 2000, however, growth in Hispanic homeownership has outpaced that of other groups. This article uses a four‐stage transitional framework to examine Hispanic...

An examination of the charitable giving behavior of 16,442 households reveals intriguing patterns consistent with the club-theoretic approach to religious sect affiliation. The club-theoretic model suggests that individuals with lower socioeconomic standing will rationally be more likely to...

Housing counseling can increase homeownership opportunities for economically disadvantaged households. Prior research has generally viewed counseling as a means to reduce risk for mortgage lenders and insurers. This approach, which comes from the industry perspective, ignores important...