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Many studies have attempted to investigate the determinants and implications of competition in the banking industry …. The literature on the measurement of competition can be divided between the structural and non-structural approaches. The … structural approach infers the degree of competition from the structure of the market. The non-structural approach, based on the …
Persistent link: https://www.econbiz.de/10010883832
Many studies have attempted to investigate the determinants and implications of competition in the banking industry …. The literature on the measurement of competition can be divided between the structural and non-structural approaches. The … structural approach infers the degree of competition from the structure of the market. The non-structural approach, based on the …
Persistent link: https://www.econbiz.de/10011071039
Microfinance institutions, despite the presence of competition and informational asymmetries, typically offer a limited … variety of contracts. Assuming price competition, we propose a simple theoretical explanation for this behavior and study its …
Persistent link: https://www.econbiz.de/10011272523
We assess the influence of competition and capital regulation on the stability of the banking system. We particularly … competitive environment affect bank monitoring choices and the effectiveness of capital regulation? Our approach deviates from the … show that competition improves the monitoring incentives of better quality banks and deteriorates the incentives of lower …
Persistent link: https://www.econbiz.de/10005209515
From end of years ninety the competition in the Spanish banking sector has been increased. One of the reasons of this … increase of the competition is the entrance of companies whose original social object did not include the banking activity, but …
Persistent link: https://www.econbiz.de/10005260056
demarcation that shields the private commercial bank from aggressive competition. … of such cooperative ractices. We study two adjacent markets comprising one savings or cooperative bank that focuses on … one market and one private commercial bank serving both. We acknowledge that savings and cooperative banks have atypical …
Persistent link: https://www.econbiz.de/10010548161
This paper studies banks' competitive behavior on the deposit side of the Italian retail banking industry. We use a structural model to estimate demand for deposit services and test several supply models. We find that both the competitive, differentiated product Bertrand and the perfectly...
Persistent link: https://www.econbiz.de/10010730058
This paper examines the extent of banking competition in African subregional markets. A dynamic version of the Panzar …–Rosse model is adopted beside the static model to assess the overall extent of banking competition in each subregional banking …
Persistent link: https://www.econbiz.de/10010666222
We assess the influence of competition and capital regulation on the stability of the banking system. We particularly … competitive environment affect bank monitoring choices and the effectiveness of capital regulation? Our approach deviates from the … show that competition improves the monitoring incentives of better quality banks and deteriorates the incentives of lower …
Persistent link: https://www.econbiz.de/10005666421
-of-return regulation (ROA, NP:s and/or BIS ratio) on banking industry structure. A simple theoretical model of banking competition suggests …
Persistent link: https://www.econbiz.de/10004968070