Are retirement savings sufficient to finance a good pension income? This highly uncertain and subjective dimension of … replacement rates are systematically higher than the American rates - the perceived savings adequacy is more or less the same … across Dutch and American workers. Moreover, individuals’ perceived savings adequacy was found to be influenced by the three …

This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch … analysis models to identify the mechanisms that underlie perceived financial preparedness for retirement. Findings revealed … psychological and retirement planning constructs, but also in the robustness of the path models. These findings suggest that policy …

relatively low. Secondly, withdrawal of savings before retirement is very common. Thirdly, pension savings are often taken as …Many of Asia‟s retirement-income systems are ill prepared for the rapid population ageing that will occur over the next … ensure that they are financially sustainable and provide adequate retirement incomes. In some countries – China, Vietnam …

We estimate the effect of employer offers of retiree health benefits (RHBs) on the timing of retirement using a sample … of Health and Retirement Study (HRS) men observed over a period of up to 12 years. We hypothesize that the effect of RHBs … three wellknown panel data estimators and find that, for men in their 50s, RHBs have little or no effect on retirement …

The aim of the present study was to explore whether identifiable member clusters exist in retirement savings decisions … by considering the investment choice history of the members of four large Australian retirement savings funds. We used a …

retirement savings contributions and information search processes. We combine ideas from the literature in psychology and … economics that provide opposing predictions regarding the impact of uncertainty on retirement savings contributions. Our results …Deciding how much to save for retirement is a difficult task that includes many uncertainties. In this paper, we use …

reform implemented individual and professional pension plans. These retirement savings contracts are not well developed … characteristics which explain the holding behaviours of life endowment contracts and retirement savings plans. We conclude that the … individuals are responsible for their own retirement planning. The French pension system offered high replacement rates. The …

We assess investment sophistication in a large sample of auto-enrolled, retirement plan member choices. A strong …