Showing 1 - 10 of 30,066
The relationship between market share and profitability is perhaps the most-studied single phenomenon in business … ratio) on profitability measurements of banks in Bulgaria. The analysis is based on balanced panel data of 22 banks over the … period 2006 to 2010. For the measurement of bank profitability using one of the most widely used indicators: return on equity …
Persistent link: https://www.econbiz.de/10010556640
The aim of this study is to conduct a large-scale empirical analysis of the competitive conditions in the banking systems of Central and Eastern European countries. The well-known model of Panzar and Rosse (1987) is implemented on bank-level data over the period 1999-2006. The estimates based on...
Persistent link: https://www.econbiz.de/10012758833
If banks solve an inter-temporal problem under adverse selection and moral hazard, then bank specific factors, regulatory and supervisory features, market structure, and macroeconomic factors affect banks loan interest rates and their spread over deposit interest rates. To examine post...
Persistent link: https://www.econbiz.de/10010860139
This paper examines the implications of banking competition for the interest rate channel in the Eurozone over the period 2003-2010. Using an Error Correction Model (ECM) approach to measure the long-run and short-run relationships between money market rates, bank interest rates, and our...
Persistent link: https://www.econbiz.de/10010752121
This paper analyses the effects of concentration on profitability in the US banking sector from 1994-2005, using bank … relationship between concentration and profitability. Strong support is found for the Structure-Conduct-Performance hypothesis, as … and specifications, and to various measures of profitability and of concentration. Further analysis sheds light on the …
Persistent link: https://www.econbiz.de/10005835748
After the 2000-2001 financial crises, the Turkish banking sector experienced a process of concentration, with the tendency for merger and acquisition activities, the revocation of licenses and the liquidation of some insolvent banks. This paper assesses the competitive structures in the Turkish...
Persistent link: https://www.econbiz.de/10010894834
The article presents an empirical analysis of the interaction between market power of Russian banks and their resistance to credit risk during 2004Q1–2011Q2. We employ individual concentration index of banks in different asset markets (structural measure) and the Lerner index (unstructured...
Persistent link: https://www.econbiz.de/10010992080
The Turkish banking sector was reformed with new regulations after 2000. The aim of this study is to measure the degree of concentration and assess the state of competition in the Turkish banking sector using data from 22 commercial banks for the period of 2002-2013. The data is analyzed using...
Persistent link: https://www.econbiz.de/10011212370
We investigate the impact of interest rate subsidies on the total amount of borrowing and on the average cost of borrowing using data on a panel of bank-firm relationships in Italy. Our analysis reveals that subsidies are likely to reach borrowers that would have received finance even without a...
Persistent link: https://www.econbiz.de/10005824350
This paper investigates the relationship between operating cost efficiency and the loan quality of Rus-sian banks. It tries to answer the question whether it is always beneficial for banks to be highly cost effi-cient (the “bad management” hypothesis) or whether this higher cost efficiency...
Persistent link: https://www.econbiz.de/10010717764