Showing 1 - 10 of 29,549
We construct a sequential game to highlight the incidence of 'willful default' in a developing country banking system where the borrowing unit underreports its true financial position and defaults willfully. Specifically, the paper deals with the implications of willful default for profitability...
Persistent link: https://www.econbiz.de/10010732542
This paper identifies the main dimensions of capital regulation. We use survey data from 142 countries from the World … Bank’s (2013) database covering various aspects of bank regulation. Using multiple explorative factor analysis, we … identify two main dimensions of capital regulation: complexity of capital regulation and stringency of capital regulation. We …
Persistent link: https://www.econbiz.de/10011147360
framework that affects the regulation of every WTO Member's financial sector. However, except for a limited number of country … available on their current regulatory regime for banking (based on the responses to a World Bank survey as discussed in Barth …
Persistent link: https://www.econbiz.de/10011115160
The paper aims to study the evolution of the financial regulation and supervision in Hungary from 1987, the year when … system we turn our attention to the history of the financial regulation. We investigate systematically the main areas of the … national financial regulation and discuss the implementation of the financial directives of the European Union in Hungary. Our …
Persistent link: https://www.econbiz.de/10010933410
In this paper, we analyse a novel panel data set to compare the relevance of alternative measures of capitalisation for bank failure during the 2007-10 crisis, and to search for evidence of manipulated Basel risk-weights.  Compared with the unweighted leverage ratio, we find the risk-weighted...
Persistent link: https://www.econbiz.de/10011004156
paper, we review facts and recent experience about Indian microfinance. We analyse the puzzles of financial regulation in …-prudential regulation need to be modified owing to joint-liability groups. From this perspective, we suggest regulatory strategies that need …
Persistent link: https://www.econbiz.de/10010550685
banks' liquidity risk management. Our main question is whether the presence of liquidity regulation substitutes or … complements banks' incentives to hold liquid assets. Our results reveal that in the absence of liquidity regulation, the … substituted by liquidity regulation, a bank's disclosure requirement and size remain significant. A key takeaway from our analysis …
Persistent link: https://www.econbiz.de/10010757282
We examine the market reaction and shift in risk from nine prominent government interventions in response to the crisis between February 2007 and July 2009 on four types of institutions: banks, savings and loan associations (S&Ls), insurance companies, and real estate investment trusts (REITs)....
Persistent link: https://www.econbiz.de/10010738307
We investigate whether or not market discipline on banking firms changed after the Dodd–Frank Wall Street Reform and Consumer Protection Act (DFA) of 2010. If market discipline is improved, we should see a lower discount for size on yield spreads, particularly for banks identified as...
Persistent link: https://www.econbiz.de/10010744383
connected issues, mainly incentives and market discipline, regulation, competition and shadow banking, and size and structure of …
Persistent link: https://www.econbiz.de/10010682656