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implies that bank consortia will most likely be preferred by banks, but that they will lead to restricted coverage …
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fear of competition from potential entrants. In addition, information sharing increases the volume of lending when adverse …
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We study the impact of providing school report cards with test scores on subsequent test scores, prices, and enrollment in markets with multiple public and private providers. A randomly selected half of our sample villages (markets) received report cards. This increased test scores by 0.11...
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We examine how asymmetric information and competition in the credit market affect voluntary information sharing between … competition, and lose market power by sharing information with close competitors. Our results suggest that more asymmetric … information in the credit market increases information sharing behavior significantly. Stronger competition between lenders …
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