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character of banking products. The article is oriented on analysing the competition level using Herfindahl index and CR3 and CR5 … indexes. Indeces are used to compare the level of competition using following balance items: total assets, bank loans and …
Persistent link: https://www.econbiz.de/10010969045
Persistent link: https://www.econbiz.de/10010741341
competition in the banking sector during the 1970s spurred banks to supply credit through multilateral arrangements. Firms that … while their trade credit and share issuance contracted. …
Persistent link: https://www.econbiz.de/10011084071
In the recent years, in Romania the significant process of specialization for some credit institutions, appeared on the …
Persistent link: https://www.econbiz.de/10008464124
credit losses rise when the cycle falls, but less so when net income of banks is relatively high, which reduces … procyclicality. Lending fluctuates with the business cycle too, but appears to be driven by demand rather than by supply factors such …
Persistent link: https://www.econbiz.de/10010752485
credit losses rise when the cycle falls, but less so when net income of banks is relatively high, which reduces … procyclicality. Lending fluctuates with the business cycle too, but appears to be driven by demand rather than by supply factors such …
Persistent link: https://www.econbiz.de/10010752531
The research shows that banking relationships are important to lending. However, few studies focus on the banking … shows the impacts of credit rationing and tightening credit conditions, even in the syndicated loans market. We investigate …
Persistent link: https://www.econbiz.de/10010960595
Contemporary bank governance is criticized for manager-dominated (insider) boards of directors, but from the beginning of the nineteenth century, bank presidents appear also to have operated as chairmen of the boards of directors. However, the managers were constrained by a variety of rules that...
Persistent link: https://www.econbiz.de/10010797418
This paper examines the extent of banking competition in African subregional markets. A dynamic version of the Panzar …–Rosse model is adopted beside the static model to assess the overall extent of banking competition in each subregional banking …
Persistent link: https://www.econbiz.de/10010666222
rates and raise both lending rates and the interest rate spread. This suggests that bank concentration might have negative …
Persistent link: https://www.econbiz.de/10005835748