ZHOU, LIGANG; LAI, KIN KEUNG; YEN, JEROME - In: International Journal of Information Technology & … 08 (2009) 04, pp. 677-696
Credit scoring models are very important tools for financial institutions to make credit granting decisions. In the last few decades, many quantitative methods have been used for the development of credit scoring models with focus on maximizing classification accuracy. This paper proposes the...