better lending decisions. ETPLs also offer the potential to better align the interests of banks stakeholders, leverage bank …

options presented to savers and the funding options available to Chinese banks. They highlight the markets intrinsic … deficiencies, vast externalities and tremendous potentials for moral hazard, that arise as banks push depositor funds into poorly … disclosed off-balance sheet loans, follow various political incentives and hand control over lending to SMEs and MSEs to shadow …

. Incentive of commercial banks to lower transaction costs is also very important. Although shifting business off balance sheet …

commercial banks and adopt Arellano and Bond's (1991) generalized method of moments approach to conduct our empirical analysis …. First of all, we investigate whether there exist the distributional effects of monetary policy on bank lending behavior … can show the existence of bank lending channel. Secondly, we examine the differentials of bank credits in response to a …

efficiency and cost growth rates for these banks. The results show that the average scale of these banks is larger than optimal … scale. It means that the increase of banks' scale has positive relationship to cost efficiency and allocation efficiency … generalized method of moment dynamic panel model results indicate that the cost growth rate of Taiwanese banks exhibits …