Small firms in general have limited access to funding, which is a major problem for entrepreneurs. In particular, this problem is evident for women and ethnic minority groups. The purpose of the study is to examine empirically the impact of gender, ethnicity and other relevant variables on the...

This paper provides evidence on ethnic differences in bank debt financing among small Swedish firms at the start-up stage. The empirical analysis is carried out on a sample of small firms consisting of 2,814 native- and immigrant-owned firms for year 2008. The method of binary logistic...

Purpose: The purpose of this paper is to deal mainly with the participants’ perception of their attendance in publicly funded training programmes in the tourism industry. Design/methodology/approach: The investigation is based on e-mail interviews with 12 employees in the Swedish tourism...