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Loan Prospecting and the Loss of Soft Information
Agarwal, Sumit - 2014
We study a controlled experiment in which a bank's loan officers were incentivized based on originated loan volume to encourage prospecting for new business. While treated loan officers did attract new applications, both extensive and intensive margins of loan origination expanded (+31% new...
Persistent link: https://www.econbiz.de/10012458722
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Loan Prospecting and the Loss of Soft Information
Agarwal, Sumit - 2014
We study a controlled experiment in which a bank's loan officers were incentivized based on originated loan volume to encourage prospecting for new business. While treated loan officers did attract new applications, both extensive and intensive margins of loan origination expanded (+31% new...
Persistent link: https://www.econbiz.de/10013057822
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Owe a bank millions, the bank has a problem : credit concentration in bad times
Agarwal, Sumit; Correa, Ricardo; Morais, Bernardo; … - 2020
Persistent link: https://www.econbiz.de/10012239316
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Owe a bank millions, the bank has a problem : credit concentration in bad times
Agarwal, Sumit; Correa, Ricardo; Morais, Bernardo; … - 2020
Persistent link: https://www.econbiz.de/10012437873
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Do banks pass through credit expansions? : the marginal profitability of consumer lending during the Great Recession
Agarwal, Sumit; Chomsisengphet, Souphala; Mahoney, Neale; … - 2015
Persistent link: https://www.econbiz.de/10011350616
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Do banks pass through credit expansions to consumers who want to borrow?
Agarwal, Sumit; Chomsisengphet, Souphala; Mahoney, Neale; … - In: The quarterly journal of economics 133 (2018) 1, pp. 129-190
Persistent link: https://www.econbiz.de/10012036814
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Loan prospecting and the loss of soft information
Agarwal, Sumit; Ben-David, Itzhak - In: Journal of financial economics 129 (2018) 3, pp. 608-628
Persistent link: https://www.econbiz.de/10011982312
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Do banks pass through credit expansions? : the marginal profitability of consumer lending during the Great Recession
Agarwal, Sumit; Chomsisengphet, Souphala; Mahoney, Neale; … - 2015
Persistent link: https://www.econbiz.de/10011389256
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Do loan officers' incentives lead to lax lending standards?
Agarwal, Sumit; Ben-David, Itzhak - 2012
We study a controlled experiment in which a bank's loan officers were incentivized based on originated loan volume to encourage prospecting for new business. While treated loan officers did attract new applications, both extensive and intensive margins of loan origination expanded ( 31% new...
Persistent link: https://www.econbiz.de/10009625941
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Do loan officers' incentives lead to lax lending standards?
Agarwal, Sumit; Ben-David, Itzhak - 2014
Persistent link: https://www.econbiz.de/10010258187