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Collateral pledge, sunk-cost fallacy and mortgage default
Agarwal, Sumit; Green, Richard K.; Rosenblatt, Eric; … - In: Journal of financial intermediation 24 (2015) 4, pp. 636-652
Persistent link: https://www.econbiz.de/10011526286
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Why do borrowers make mortgage refinancing mistakes?
Agarwal, Sumit; Rosen, Richard Joseph; Yao, Wenxiong - In: Management science : journal of the Institute for … 62 (2016) 12, pp. 3494-3509
Persistent link: https://www.econbiz.de/10011626400
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Mortgage refinancing, consumer spending, and competition : evidence from the Home Affordable Refinance Program
Agarwal, Sumit; Amromin, Gene; Chomsisengphet, Souphala; … - In: The review of economic studies : RES 90 (2023) 2, pp. 499-537
Persistent link: https://www.econbiz.de/10014319949
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Policy intervention in debt renegotiation: Evidence from the Home Affordable Modification Program
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2013
sizeable financial incentives to renegotiate mortgages. A difference-in-difference strategy that exploits variation in program … differences in contract, borrower, or regional characteristics of mortgages across servicers. Instead, it reflects servicer …
Persistent link: https://www.econbiz.de/10010352185
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Policy intervention in debt renegotiation : evidence from the Home Affordable Modification Program
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2013
sizeable financial incentives to renegotiate mortgages. A difference-in-difference strategy that exploits variation in program … differences in contract, borrower, or regional characteristics of mortgages across servicers. Instead, it reflects servicer …
Persistent link: https://www.econbiz.de/10010212760
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Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program
Agarwal, Sumit; Amromin, Eugene; Ben-David, Itzhak; … - Federal Reserve Bank of Chicago - 2013
sizeable financial incentives to renegotiate mortgages. A difference-in-difference strategy that exploits variation in program … in contract, borrower, or regional characteristics of mortgages across servicers. Instead, it reflects servicer …
Persistent link: https://www.econbiz.de/10011027197
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The role of securitization in mortgage renegotiation
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2011
We study the effects of securitization on renegotiation of distressed residential mortgages over the current financial … 36% more likely to be renegotiated than comparable securitized mortgages (4.2 to 5.7% in absolute terms). Also …
Persistent link: https://www.econbiz.de/10010292147
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Market-Based loss mitigation practices for troubled mortgages following the financial crisis
Agarwal, Sumit; Amromin, Gene; Ben-David, Itzhak; … - 2010
show that the majority of delinquent mortgages do not enter any loss mitigation program or become a part of foreclosure …
Persistent link: https://www.econbiz.de/10010292190
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Why do borrowers make mortgage refinancing mistakes?
Agarwal, Sumit; Rosen, Richard J.; Yao, Vincent - 2013
Refinancing a mortgage is often one of the biggest and most important financial decisions that people make. Borrowers need to choose the interest rate differential at which to refinance and, when that differential is reached, they need to take the steps to refinance before rates change again....
Persistent link: https://www.econbiz.de/10010352189
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Can regulation de-bias appraisers?
Agarwal, Sumit; Ambrose, Brent William; Yao, Wenxiong - In: Journal of financial intermediation 44 (2020), pp. 1-12
Persistent link: https://www.econbiz.de/10012653852