Similar Search Results

Mortgage debt, hand-to-mouth households, and monetary policy transmission

Agarwal, Sumit; Deng, Yongheng; Gu, Quanlin; He, Jia; … - In: Review of finance : journal of the European Finance … 26 (2022) 3, pp. 487-520

Persistent link: https://www.econbiz.de/10013253815

Why do borrowers make mortgage refinancing mistakes?

Agarwal, Sumit; Rosen, Richard Joseph; Yao, Wenxiong - In: Management science : journal of the Institute for … 62 (2016) 12, pp. 3494-3509

Persistent link: https://www.econbiz.de/10011626400

Systematic mistakes in the mortgage market and lack of financial sophistication

Agarwal, Sumit; Ben-David, Itzhak; Yao, Wenxiong - In: Journal of financial economics 123 (2017) 1, pp. 42-58

Persistent link: https://www.econbiz.de/10011725180

Systematic mistakes in the mortgage market and lack of financial sophistication

Agarwal, Sumit; Ben-David, Itzhak; Yao, Wenxiong - 2016

borrower types and provides better pricing. We test the effectiveness of a specific set of contracts in the mortgage market …: mortgage points. Points allow borrowers to exchange an upfront amount for a decrease in the mortgage rate. We document that, on … overestimate how long they will stay with the mortgage …

Persistent link: https://www.econbiz.de/10011962222