credit limits to show that a bank's MPL depends on a small number of parameters that can be estimated using our credit limit …We propose a new approach to studying the pass-through of credit expansion policies that focuses on frictions, such as … estimating heterogeneous MPBs and MPLs in the U.S. credit card market. Using panel data on 8.5 million credit cards and 743 …

small business loan officer compensation from a major commercial bank, we test the model’s predictions that incentive … package amounts to a 47% increase in loan approval rate, and a 24% increase in default rate. Overall, we find that the bank …

credit lines, while those with higher overdraft fees have larger ones. Firms with greater profit growth in the past have … larger credit lines, while those with more internal funds or higher volatility in profit growth have smaller credit lines …

liquidate collateral affect non-mortgage credit provision in the context of personal loan application. The housing policy …-in-differences estimation and is not driven by changes in local credit demand. Improved collateral liquidity is the key channel driving the … results. Furthermore, the credit expansion does not lead to increased delinquency. Analysing credit statistics data verify …

such mistakes are in practice. The bank offered consumers a choice between two credit card contracts, one with an annual … financial decisions. We utilize a unique market experiment conducted by a large U.S. bank to assess how systematic and costly …

such mistakes are in practice. The bank offered consumers a choice between two credit card contracts, one with an annual … financial decisions. We utilize a unique market experiment conducted by a large U.S. bank to assess how systematic and costly …

such mistakes are in practice. The bank offered consumers a choice between two credit card contracts, one with an annual … financial decisions. We utilize a unique market experiment conducted by a large U.S. bank to assess how systematic and costly …