Agarwal, Sumit; Chomsisengphet, Souphala; Mahoney, Neale; … - National Bureau of Economic Research (NBER) - 2013
We analyze the effectiveness of consumer financial regulation by considering the 2009 Credit Card Accountability … data set covering over 160 million credit card accounts, we find that regulatory limits on credit card fees reduced overall … of an offsetting increase in interest charges or a reduction in volume of credit, although we are unable to analyze …