spending response is stronger for consumers with higher credit card debt, lower FICO score, and shorter tenure with the bank … consumers with various characteristics …

consumption decrease among individuals in immediately adjacent buildings, nor for consumers with diminished post-event social ties …

bias occurs when consumers overweight the influence of a single, salient peer when assessing brand quality, and underweight … brands, thus making consumers worse off …

inter-temporal substitution where consumers spend less immediately before the event, and cross-categorical substitution … behavior where consumers decrease spending in items unaffected by the sale event. However, liquidity constrained consumers … responded to the price change with significant spending increase and little substitution behavior. Moreover, consumers pay by …

, studies household and consumer use of credit instruments. It shows how individual consumers and households utilize various …