Using Federal Reserve (Fed) confidential stress test data, we exploit the gap between the Fed and bank capital …

million new bank account openings. About 77% of these accounts maintain a positive balance. While the initial usage remains …

Using Federal Reserve (Fed) confidential stress test data, we exploit the gap between the Fed and bank capital …

How does a bank react when a substantial share of its borrowers suffer a large negative shock? To answer this question … we exploit the 2014 collapse of energy prices using the universe of Mexican commercial bank loans. We show that, after …, relaxing credit margins to their larger debtors in the sector. An increase of one standard deviation in a bank's ex …

markets. Using a unique panel dataset that contains comprehensive information about the relationships between a large bank and …, dynamic information about changes in the behavior of a customer's other accounts at the bank, such as changes in checking and …

markets. Using a unique panel dataset that contains comprehensive information about the relationships between a large bank and …, dynamic information about changes in the behavior of a customers' other accounts at the bank, such as changes in checking and …