. Analyzing data from three predecessors of Bank of America, we find that information sharing enhances predictive capabilities and … increases market lending profit as the network size grows. The bank sharing loans with varying collateral amounts contributes … largest bank experiences losses in borrowers and profits. Effective bargaining for cooperative sharing is thus emphasized. We …

Bank lending is an important source of funding for firms. Most loans are in the form of credit lines. Empirical studies …

Using Federal Reserve (Fed) confidential stress test data, we exploit the gap between the Fed and bank capital …

million new bank account openings. About 77% of these accounts maintain a positive balance. While the initial usage remains …

Using Federal Reserve (Fed) confidential stress test data, we exploit the gap between the Fed and bank capital …

How does a bank react when a substantial share of its borrowers suffer a large negative shock? To answer this question … we exploit the 2014 collapse of energy prices using the universe of Mexican commercial bank loans. We show that, after …, relaxing credit margins to their larger debtors in the sector. An increase of one standard deviation in a bank's ex …