-1996); and (3) severe recession with credit crunch economy (1997-1999). Using bank balance sheet information of 78 Japanese banks …This paper investigates Japanese banks' earnings management behavior under three distinct economic environments: (1 …, we find that earnings management behavior by Japanese banks differ considerably across the three periods. Our results …

findings, based on simulated data that reproduce a bank's mean PD and LGD values. The findings do show that the Pareto … range found in the mid to mid-high risk segments for many banks' portfolios. The use of Pareto distribution is consistent …

Yes, it did. We use exogenous variation in banks' incentives to conform to the standards of the Community Reinvestment … compares lending behavior of banks undergoing CRA exams within a given census tract in a given month to the behavior of banks … by banks: in the six quarters surrounding the CRA exams lending is elevated on average by about 5 percent every quarter …

This paper studies the dynamics of credit supply when a negative shock impacts a substantial share of bank loans. The … analysis exploits the 2014 collapse of energy prices, using the universe of Mexican commercial bank loans. The findings show … banks that were more exposed to the energy sector increased even more their exposure ex post, by supplying loans to their …

Yes, it did. We use exogenous variation in banks' incentives to conform to the standards of the Community Reinvestment … compares lending behavior of banks undergoing CRA exams within a given census tract in a given month to the behavior of banks … by banks: in the six quarters surrounding the CRA exams lending is elevated on average by about 5 percent every quarter …